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Dear Policyholder,

We wish you and your family a happy, healthy and prosperous 2018! Year 2017 ended with a spectacular performance, with the BSE-30 Index and Nifty-50 Index giving 28% and 29% returns respectively. BSE Midcap Index and BSE Smallcap Index also gave handsome returns of 48% and 60% respectively. India remained one of the best-performing markets globally during the period. 2017 was a very eventful year with following path-breaking events which will shape the economy and markets going forward.

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